Insurance documentation · Toronto & GTA
Xactimate estimating & claim documentation
Itemized Xactimate estimates, scope revisions and field evidence for property damage work across Toronto and the GTA.
Insurance documentation
What to expect
Build the scope from site evidence
We use observations, measurements, affected materials and supporting photos to prepare an itemized estimate for the work under review.
Keep revisions and supplements separate
We track the original scope, revisions and additional documented work for review. Supporting records can include photos, work logs, moisture readings, equipment history and specialist reports.
Confirm authorization and billing
We record the client’s authorization and the billing party separately from estimate review. The insurer determines coverage and approves claim amounts under its process.
Related services
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Common questions
What can be included in an adjuster review package?
Depending on the agreed scope, we can prepare an itemized estimate and supporting area descriptions, measurements, photos, remediation logs, readings and documented changes.
What happens if the scope changes during the job?
Record the change by affected area, gather supporting photos or measurements, and keep the revision or supplement available for review and written authorization.
Which records help an adjuster check an estimate?
Start with the documented cause and affected rooms, room measurements and photos linked to the proposed work. Add equipment records, readings and trade reports if they relate to the item being reviewed.
Discuss your property with MGL
Share the property type, municipality and the areas that need attention.